SANDRA L. WELLS
ATTORNEY AT LAW

SR-22 Insurance | DUI Defense Lawyer

If you are convicted for Driving Under the Influence, The Law Office of Sandra Wells will be able to walk you through the process of explaining what SR-22 Insurance is and obtaining your restricted license. A SR-22 form is proof of future financial responsibility as required under Tennessee Code Annotated 55-12-114. If you are required to file a SR-22, then you should contact your liability insurance representative and advise them of the needed filing with our state. The form must be filed by an insurance company licensed through the Tennessee Department of Commerce and Insurance to issue motor vehicle liability insurance coverage in Tennessee. The minimum limits of liability required in Tennessee are 25/50/15. Our department cannot furnish blank forms. The form must be issued from a liability insurance company. For the cost of this type insurance you will need to check with your insurance agent. The insurance company determines the cost.

A SR-22 can be required for a total of 5 years from your date of suspension. If the SR-22 is filed for a total of 3 years (36 months) within the 5-year period, the SR-22 may be cancelled provided it is not required on any other suspension. If 5 years pass from the date of suspension before you reinstate your privileges, then the SR-22 would not be required. If the SR-22 is cancelled before the required time and a new form not filed, your driving privileges will be suspended.

https://www.tn.gov/safety/article/duioutline

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